Home Loans for Doctors
Looking for a doctor home loan Australia wide? Whether you are buying your first home, renovating your property, or purchasing an investment property, MediPro Capital Finance will open the door to a world of home loans for doctors and help you make the right choice.
We do all the hard work
Solutions for every financial circumstance
Access to the best mortgage for doctors rates
We deal with lenders who have special rates for Medicos
Doctor Home Loans
Did you know that as a doctor or medical professional, you may be able to get a lower interest rate than a standard loan rate?
You might also be able to get a home loan of up to 90% loan to value rate without paying lender's mortgage insurance. Due to recognised status of medical professionals, most lenders will view doctors as a low-risk borrower with high earning potential.
Home Loans for doctors work much in the same way as home loans for laypersons, except due to your earning capacity, you may be eligible to receive a favourable interest rate and attractive conditions. This reflects the fact that you are what is considered to be a low-risk borrower.
You might also be able to get a physician mortgage up to 90% loan to value rate without paying lender's mortgage insurance. Due to recognised status of medical professionals, most lenders will view doctors as a low-risk borrower with high earning potential.
Home Loans for doctors work much in the same way as home loans for laypersons, except due to your earning capacity, you may be eligible to receive a favourable interest rates and attractive conditions on a medical doctor home loan. This reflects the fact that you are what is considered to be a low-risk borrower.
As your finance agent, we work closely with lenders and mortgage providers to ensure we locate and secure the best in mortgages for doctors.
→ We compare interest rates and ensure that you get the best possible rate with any eligible discount
→ Secure a doctor home loan Australia wide with lower fees
→ Enjoy dedicated doctors mortgage rates
The lowest rates available
Full suite of products
No lenders mortgage
We are part of your community
Why Should I Choose MediPro Instead of Going to a Bank?
If you’re looking at getting finance for doctors, it’s likely you’ve considered going straight to a bank. But as a member in the medical industry, you don’t exactly have a lot of time to spare and the application process of getting all your documents sorted and applying for a physician mortgage can end up being more trouble than it’s worth. The last thing you want is to get knocked back for no reason or to spend a lot of time waiting for your application to get processed. At MediPro, our brokers have access to lenders who specialise in getting the best home loans for doctors. What’s more, we’ll arrange all the paperwork for you and source the best home loans for medical professionals at the best rates to suit your individual situation.
Check out our doctors mortgage rates calculator to see roughly how much you’ll pay each month. Or fill out a form with more details about your situation for personalised doctors mortgage rates.
Is it true I don’t have to pay Lenders Mortgage Insurance?
One of the added perks of applying for doctor home loans is that lenders are more than happy to completely wave the LMI fee. This is because medical professionals are seen as low risk borrowers due to their strong income and workplace guarantee. Medical professionals can also borrow up to 90% of the home’s value which is yet another perk not afforded to the public.
Benefits of Home Loans for Doctors
When you join us, you will be working with a MediPro Capital Finance specialist every step of the way. Our team are experienced in securing the best mortgage for doctors and will ensure that you understand all of the home loans doctors options available and can make informed decisions about choosing the right doctor home loans.
Peace of mind is important when you are shopping for a new lender product. When you work with us, you can be confident that within the 1500 home loans doctors products available from our lenders, you will never have to worry about missing out on a better deal.
Finding a new finance product can be time consuming, but with us on your side, we make the whole process smooth. We offer convenience and security when sourcing your doctor home loans and ensure that you save time working with us.
We can help you to save money with a home loan tailored to your circumstances and will ensure that we get you the best possible rate. Whether you are looking to buy investment property or a home to live in, we'll ensure you secure the right medical doctor home loan.
Our service is provided to you at no cost to you. We do everything, including the loan hunting, paperwork, legwork, and deal negotiations, and you don't pay us a cent.
Doctor Home Loan Australia
When you're looking for a quality home loan for your next purchase, consider choosing the home loans doctors love with MediPro. We are your committed home loan specialists and are here to make the process of finding a loan simple.
Compare the best home loans for doctors from over 40 banks and lenders in one go!
Save time, money and hassle and get the lowest possible interest rate on your loans
When you're looking for a quality home loan for your next purchase, make sure you speak to us. We are your committed home loan specialists and are here to make the process of finding a loan simple.
Frequently Asked Questions
Doctors are viewed as low-risk applicants by banks and lenders due to their income and employability. As risk is used as the basis for approval, doctors can frequently be approved for mortgages they apply for.
No, the LMI requirement can often be waived due to their low-risk status.
This can vary depending on many variables. For the most up to date information, get in touch with our team.
Frequently yes since lending to doctors is seen as a safe choice. Depending upon seniority and the size of the deposit, some lenders may go even higher.
This will depend on such things as financial health, seniority and the amount of the deposit but doctors can potentially save a fair amount of money. Doctor home loans can also benefit from good rates which can further add to savings.
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