I was recommended John’s service by a friend, and couldn’t have been more delighted with the service. He contacted me the following day, and made a house call shortly after to go through all my available options. He explained everything in plain, easy to understand language and was able to offer us a superior rate in a package perfect for us. He was in regular contact throughout the process from application to settlement, and was readily available for any and all questions we had. Would and will recommend him to anyone.